France Case Study: Points and Miles Free Up Travel Budget for Wine, Cheese, and Pastries

Frank McBride • May 8, 2023

Last fall, Ms. Optimizer and I traveled to Toulouse, France with two other couples to learn more about France’s Languedoc region and to sail along the Canal du Midi in a houseboat. Like most trips we have taken in the past seven years, points and miles helped us cut our expenses.

For this trip, we used Delta miles, IHG points, and American miles as follows:


  • We redeemed 70,000 Delta miles for two, one-way tickets to Toulouse. With a value of $1283, we got a better than average redemption of 1.8 cents per mile.
  • We stayed at an IHG property in Toulouse (Crown Plaza) located directly on the Place du Capitole, the city’s main square. The four nights cost 64,000 IHG points. Compared to a cash cost of $516, this worked out to a redemption of 0.8 cents per point which is above average for IHG awards.
  • Our flight home from Paris was on American Airlines and we redeemed 85,500 Aadvantage miles for two, one-way tickets. With a value of $1213, this redemption worked out to 1.4 cents per mile, which is a bit lower than we typically get with American.


Overall, the miles and points we utilized for this one trip saved us about $3,000. However, the use of travel rewards credit cards yielded several less tangible, but useful, benefits.


  • On the way to France, we were able to use multiple Delta SkyClubs and an Air France lounge through the American Express Platinum Card.
  • With the Chase IHG credit card, the hotel upgraded us to a “Club Room” which overlooked Toulouse’s vibrant Place du Capitole.


The well-planned use of miles and points has changed the way that we travel. In this case, it significantly reduced what we paid for a memorable adventure with friends. It also freed up our budget for more tours, museum visits, and the wonderful wines, cheeses, charcuterie, and pastries of southwest France.
 
Let us create a customized Travel Rewards Optimizer plan for you to enhance your future travel. 

By Frank McBride • September 21, 2026
Chase is about to devalue Chase UR point to World of Hyatt point transfers
By Frank McBride • September 4, 2026
In case you missed them, here is your "one-stop shopping" for posts from the past week. For some, recent changes with the Resy restaurant reservation platform might limit dining options when using the credit. Learn more here . Perhaps your next US domestic award flight should be booked through . . . Air France. Check out why . The Amex Platinum card might have the highest annual fee for mass marketed cards. Find out if the benefits are worth it for my household here . Hope you have a great Labor Day weekend!! We are ready to help you turn your routine credit card spending into the travel of your dreams.
By Frank McBride • September 3, 2026
A walk through one household's use of the Amex Platinum card
By Frank McBride • August 28, 2026
For some domestic flights, Air France might save transferable miles
By Frank McBride • August 27, 2026
Recent changes in the Resy reservations platform might limit use of the Amex dining credit
By Frank McBride • June 25, 2026
Changes are a mixed bag but Hyatt regulars won't be happy
By Frank McBride • June 5, 2026
Some good news in points and miles (and one warning)
By Frank McBride • May 29, 2026
A change in favor of airline passengers (for a change)
By Frank McBride • May 19, 2026
The Autograph Journey's transfer partner list grows slowly but steadily
By Frank McBride • April 29, 2026
Points and miles free up the travel budget for pilsner, paprika, and pastizzi*